Chapter 1
Almighty Allah says:
I wonder how a person who is certain of death be happy.
I wonder at a person who is certain of reckoning ( the day of judgement ) but still accumulates wealth.
I wonder at a person who is certain of going into the grave but still smiles without concern.
I wonder at a person who is certain of this worlds doom but still has tranquillity in loving this world.
I wonder at a person who is certain of the hereafter and its bounties but he still rests.
I wonder at a person who is knowledgeable in his speech but ignorant in his heart.
I wonder at a person who cleans himself with water but does not cleanse his heart.
I wonder at people who look at bad habits of others but are unaware of the same in themselves.
I wonder at a person who knows that almighty Allah is aware of his actions but he still commits sins.
I wonder at a person who preaches to the people but does not preach to his own soul.
I wonder at a person who knows that he will die alone, go into the grave alone, give accounts alone but is totally engrossed with people who will not be able to help him.
Allah says: “There is no god but me. Thus Mohammad ( saw ) is my servant and my messenger”

Chapter 2
Almighty Allah says:
“My essence witnesses my being that there is no god but me alone, without any partner and Mohammad (saw) is my servant and messenger.
a person who is not happy with my orders, not patient with my afflictions, not thankful for my bounties, not content with my gifts, then he should look for another lord other than me and he should get out of my universe.
a person who does not get what he wants in this world and becomes sad by it, is as if he is angry with me. a person who complains to another of calamities which has befallen upon him is as if he has complained about me.
a person who goes to a rich person and humiliates himself because of his wealth, one-third of his faith is lost.
a person who hits himself in front of a dead body is as if he has taken a sword to fight with me and he has ruined Ka’ba with his hands.
a person who does not care about what he eats (whether Halal or Haram), I will not care from which door I will make him enter hell.
a person who is not trying to improve faith (by doing good deeds) is in loss. the one who is loss; death is better for him.
A person who practices according to his knowledge, I will increase his knowledge towards his acts.”

Chapter 3

Almighty Allah says:

“O, son of Adam! one who is content, is independent. one who is not jealous has tranquility. one who protects himself from unlawful (Haram ), his faith becomes pure. one who does not gossip, will be loved by people. one who separates himself from people is safe (from their mischief).

One who reduces his talk, increases his wisdom. one who is pleased with whatever little he has, has full trust upon Allah. one who is pleased at a little bounty from Allah, Allah is pleased with his little obedience.

O, son of Adam! you do not practice according to whatever knowledge you gain. then how could you be a seeker of knowledge when you do not practise?

O, son of Adam! if you spend your whole life acquiring wealth, when will you be able to acquire the hereafter (Aakhirah)”

Chapter 4

“Oh son of Adam! A person who starts his day with greed of this world, finds no increase ( of wealth ) from Allah and he is far away from Allah.
From this world nothing is added to his wealth but struggle, and for the hereafter he has added exertion. Almighty Allah has added grief in his heart that will never end.
Almighty Allah will add to his poverty which will never change into wealth, and increase his wishes and leave them unfulfilled.

Oh son of Adam! Everyday your life is getting shorter but still you do not understand?
Each day I send down to you my bounties but you are not thankful to me for them. You are neither content with little provision nor are you satisfied with a lot of it.

Oh son of Adam! Not a single day you pass, but that your provision comes to you from me; and not a single night passes but that my angels give me accounts of your bad deeds.

You eat my provision, and still disobey me; but when you call me, I still answer you.

From me good bounties descend upon you and from you sinful deeds come up to me. How good a master I am and how bad a servant you are !

I give whatever you ask me, but you still go sinning. I hide these sins, one after the other, one evil deed after another. I am ashamed of you but you are not ashamed of me?

You forget me, but I remember you. You are afraid of people, and you are careless to me. You fear enmity of people, but you do not fear my wrath?”

Chapter 5
Almighty Allah says:
“O, son of Adam! don not be like the one; who seeks pardon because of his unlimited desires. Who hopes for heaven, but does not do good deeds; Who speaks like pious person, but acts like hypocrites; Who has been blessed by bounties, but is not content; And if who is given (bounties), is not patient; Who advises others to do good deeds, but he himself indulges in evil ones. Who advises others to stay away from evil deeds, but he himself does not stay away from them; Who hates hypocrites, but is one of them.

O, Son of Adam! the earth always says ‘You walk on me, but in the end you will be within my bowls. I am a dwelling where you will have to stay all alone. I am a dwelling which is full of ferocious things, such as serpents and scorpions. So, O, Son of Adam, do good deeds and thereafter enter me; only then would you be happy and without hardships.’ ”

Chapter 6
Almighty Allah says:
“O, Children of Adam! I did not create you so as to: increase Myself out of poverty through you, or to seek companionship through you after being lonely, or to seek your help on matter in which I was inefficient, or for the sake of a benefit or for warding off harms. But I created you so you can worship Me constantly and thank Me a lot, and praise Me day and night. Were the first you of and the last of you: those of who are living and those of you who are dead, your youngesters and your elders, your slaves your masters, the human among you and the jinn among you, to join hand in hand, in order to obey Me, you would not be adding an atom to My kingdom.

Were the first you of and the last of you: those of who are living and those of you who are dead, your youngesters and your elders, your slaves your masters, the human among you and the jinn among you, to join hand in hand, in order todisobey Me, you would not reduce an atom in My Kingdom. ‘Thus everything is perishable but He’ (28:88).

If you fear of Hell fire like you fear poverty, I would have made you wealthy to such an extent that nobody whould have been able to count your wealth. If you desire of heaven as you desire this world, I would have showered My blessings upon you in this world and hereafter. Don’t make your heart dead out of love for this world. Indeed, this world is going to bring an end to you very soon. The one who struggles (in the path of Allah (Jihad) is struggling for his own soul. Indeed, Allah is self sufficient above any need of the worlds (3:97).”

Chapter 7

Almighty Allah Says:

“Oh son of Dinars and Dirhams! ( Pounds and Pence ) I did not create Dinar or Dirham but for you to eat your food, wear your clothes, and give alms in my way.

You have taken my book and place it under your feet, and you have taken this world and place over your head.

You have raised your house but lowered mine.

You are attached to your houses and enjoy staying in them, but when you come to my house you are restless and feel uneasy.

Thus, you are neither independent nor a good servants.

Indeed your parable is like solid and decorated graves which appear beautiful, but inside they are ugly.

Oh sons of Adam! Just as a lighted lamp on top of a house but darkness inside does not help, in the same way your good words with evil deeds do not help.

Oh son of Adam! Purify your deeds and do not ask, for I give you more than those who ask for.”

Chapter 8

Almighty Allah says:

“O, son of Adam! I did not create you aimlessly, nor did I create you in vain. I am not heedless of your actions. Indeed you will not get what I posses but with being patient on those things which you don’t like (but you still do) in order to seek my pleasure.

Patience in my obedience is easier for you than patience in fire of hell.

Punishment in this world is easier for you than punishment in the hereafter.

O, son of Adam! all of you are lost except the one whom I guide. All of you are sick except the one whom I cure. All of you are going to be destroyed except the one whom I save. All of you are sinful except the one whom I protect.

Thus seek pardon from me so that I can be merciful to you. Do not try hard to hang up curtains in order to hide from the one from whom your secrets are not hidden.”

Chapter 9
Almighty Allah says:

“Oh son of Adam! Do not curse my creatures, because the curse will bounce back to you. Oh son of Adam, my heavens are suspended in space by one of my names without any pillars.

Your hearts are not going to be straightened except by my advices from my book.

Oh, you people, stone does not dissolve in water: in the same way admonitions wont change your cruel heart.

Oh, son of Adam! Why are you not protecting yourself from cruel deeds?

Why are you not protecting yourself from sins? Are you not afraid of hell?

Why are you not protecting yourself from the wrath of Allah?”

If it were not the ruku ( kneeling ) of elders, suckling babies, grazing animals, humble youths, indeed I would have made the sky of steel, the earth of copper and the mud of pebbles. I would not have sent a single drop of water from the sky and grown a single grain from the earth. I would have poured on you my worst wrath.

Chapter 10

Almighty Allah says:
“O, Son of Adam! indeed the truth has been revealed to you from your Lord. Whoever wants to believe in Him, let him believe.

And whoever wants to disbelieve, let him be a disbeliever.

Indeed you are not good to a person, unless he is good to you.

And you are not kind to your relatives, unless they are good to you.

And you do not talk to a person, unless he talks to you.

And you do not feed a person, unless he feeds you.

And you are not just to a person, unless he is just to you.

And you do not respect a person, unless he respects you.

No one is superior over the another.

Indeed, the believers are: those who believe in Allah and His Messengers, do good to those who are bad to them, are kind to those who break ties of relationship with them, give to those who do not give to them, just to those who are unjust to them, talk to those who isolate themselves from them, respectful to those who don’t respect them.”

Chapter 11

Almighty Allah says:

“Oh you people! This world is a house for one who has no house. This world is a wealth for the one who has no wealth. He who is not certain of the hereafter collects wealth in this world. He who does not have trust in Allah is greedy in this world. He who does not have knowledge of Allah desires this world.

So, one who takes the exhaustible bounties in this short worldly life and follows his perishable desires, indeed he has been unjust to his soul. He is sinful to Allah and he has forgotten his hereafter. His life has deceived him.”

Chapter 12

Almighty Allah says:
“O, sons of Adam! call to mind my favors which I bestow upon you. without a guide you cannot find the way. in the same way you cannot find the way to Jannah (heaven), without knowledge. you cannot gather wealth without struggle. in the same way, you cannot enter heaven except with patience in my obedience. and you can get closer to me by practicing supererogatory acts. and seek my pleasure by pleasing the poor, indeed my pleasure never separates from you even for a blink of an eye.

O, Musa! listen to me! what I say and what I say is the truth. indeed, one who has pride and does not associate himself with the poor, I will raise him on the day of judgement, the size of an atom under people’s feet. the one who disgraces a Muslim, I will disgrace him Seventy times. the one who humbles himself before an ‘Alim (knowledgeable person) and his parents, I will raise his dignity in this world and in the hereafter. one who insults a Muslim and Mo’min (believers) because of his poverty, indeed, he is calling me to fight with him. the one who loves a Mo’min (believer) because of me, angels will greet him in both the worlds. in this world, secretly. and in the hereafter, openly.”

Chapter 13

Almighty Allah says:

“Oh, Sons of Adam! Obey me to the extent of your needs towards me. Disobey me to the extent of your ability to tolerate the fire of hell. Collect wealth in this world according to the length of your stay here. Collect for your akhirat ( hereafter) according to the length of your stay there. Do not think that your death is far and your bounties are available, or your sins are hidden.

Everything is perishable but me. If you would have the fear of the fire of hell as you have the fear of poverty, surely I would make you free by giving you the countless bounties.

If you would have the desire of the heaven as much as you have the desire of this world I would have made you happy in both of the worlds. Love of this world makes the heart die and this world is going to be vanished soon.”

Chapter 14

Almighty Allah says:
“O, sons of Adam! how many candles have been extinguished by the wind? how many worshippers’ worship have been corrupted by their pride? how many poor people have been corrupted by their poverty? how many wealthy people have been corrupted by their wealth? how many healthy people have been corrupted by their good health? how many scholars have been corrupted because of their knowledge?

O, sons of Adam! cultivate for me and get benefited from me. ask from me and do business with me. indeed, your benefits are from me; they have not been seen by any eye, nor heard by any ear, nor thought of by any human mind. my treasure is endless. there will be no reduction in my kingdom. I am the most generous provider.

O, son of Adam! your religion is your flesh and blood. if you purify your Deen (religion) you have purified your flesh and blood. if you have corrupted your Deen (religion) you have corrupted your flesh and blood. don’t be like a candle which is a light for people and burns itself out. remove the love of this world from your heart. indeed, I will not join my love and love of this world in one heart, as water and fire cannot join in one pot. be moderate when you collect your provision. indeed, the provision is already divided. bounties are not permanent. everyone knows of death. the greatest wisdom is fear of Almighty Allah. and the best of wealth is contentment. and the best of belongings is piety (Taqwa). and the worst of your weapons is lies and the worst of your advice is gossiping. Allah is not in the least unjust to the servants (37:82)”

Chapter 15
Almighty Allah says:

“O, you who believe! why do you say that which you do not do ? (61:2). Why do you forbid that which you do not forbid yourself ? Why do you command that which you do not practise ? Why do you collect those things that which you do not eat ? Why do you put off doing Tauba (seeking pardon) day after day, and you wait year after year ? Have you gotten protection from death ?

Do you have the power in your hands to keep you from fire of Hell ? Do you have certainty of entering Heaven ? Have the bounties given you a period of grace ? Have you become proud due to fulfillment of some of your unlimited desires by Almighty Allah ? Thus, do not become proud of your good health and safety. Indeed, your days are known and your breaths are counted. Your secrets are open, your curtains are removed. So, fear Allah. O, you wise people! be careful of (your duty to) Allah.

To protect yourself from the future, use the power you now have in your hands. O, son of Adam! look at your actions before you act. Indeed you are tangled in ruining your life. From the time you get out of your mother’s womb you are getting nearer to your grave. So, don’t be like wood which burns itself in fire for the sake of others. Indeed, indeed, there is no god but Allah. Mohammad (SAW) is my servant and my Messenger.”

Chapter 16

Almighty Allah says:
“O, son of Adam! I am ever-living. I will never die. act on what I have commanded. protect yourself from what I have prohibited, so I can make you eternal.

O, son of Adam! I am the king whose kingdom will never perish. when I say to a thing be! it becomes. obey what I have commanded and stay away from those things I have prohibited, to the extent that when you say to a thing be! it becomes. if your sayings are sweet and your deeds are bad, you are the leader of the hypocrites. if your appearance is beautiful and your inside is disgraceful, you will be worse than those people who have been destroyed.

O, son of Adam! no one will enter my heaven except: one who has humbled himself in front of my greatness, one who has spent his day in my remembrance, one who has safeguarded his soul from lust, for the sake of Allah, one who shows brotherhood towards traveller, one who takes care of poor, one who is merciful towards the afflicted and one who respects the orphans and acts as a kind father to them. And for the widows he is like a tender husband. The one who has these qualities, if he calls me I will answer him at once and if he asks me (for anything) I will give it to him.”

Chapter 17
Almighty Allah says:

“O, son of Adam! up to what extent will you forget me? Up to what extent will you deny me? I am not in the least unjust to the servants. Each and every day you get your sustenance from me. Up to what extent will you keep on denying my bounties? And up to what extent will you deny my master-ship?

You don’t have any other lord besides me. And how long are you going to treat me rudely?

I have never been unjust to you. When you are sick and require the help of a doctor; who is going to cure (intercede) for your sins?

Indeed you complained and you are displeased with my decree. If you don’t get food for three days then you say ‘I am wicked I wasn’t pious’.

Indeed, has he denied my bounties? And the one who did not give Zakat (alms) from his wealth, indeed he has condemned my book. And when he knows that it is time of payer and he does not pray, indeed he is careless about me. And when he thinks that good is from me and evil is from Satan, indeed he has denied my lordship and made Iblis (Satan) my partner.”

Chapter 18
Almighty Allah says:

“O, Son of Adam! be patient and be humble and I will elevate you. Thank Me and I will increase your bounties. Seek pardon from Me, and I will forgive you. Call upon Me, I will answer you. Ask of Me, I will provide for you. Give alms in My way, and I will bless you with bounties. Be kind towards your relatives, and I will add to your age by delaying death. Seek from Me good health as long as you are healthy.

And while you are alone seek safety from Me.

Seek sincerity in purity.

Seek piety in repentance (Tawba).

Seek worship in knowledge. Seek independence in contentment.

O, Son of Adam! how can you be curious of worship when your stomach is full?

How can you enlighten your heart by sleeping a lot?

How can you have fear of Allah with fear of poverty?

How can you seek the pleasure of Almighty Allah by degrading the poor and the beggars.”

Chapter 19

Almighty Allah says:
“O, You people! without thought there is no wisdom. By annoying others there can be no devotion.

Family status is not higher than ethics. There is no intercession like Tawba (repentance).

There is no worship like seeking knowledge.

There is no worship without fear of Allah.

There is no poverty without patience.

There is no worship like Tawfiq (heavenly guidance).

There is nothing nearer to a person than his intelligence.

O, Son of Adam! by worshipping Me be independent from this world.

I will fill your heart with independence and your hands with sustenance and your body with rest.

Don’t neglect My remembrance or I will fill your heart with poverty, your soul with difficulties, your body with sickness, your world full of afflictions.”

Chapter 20

Almighty Allah says:
“O, Son of Adam! death will reveal your character. The Day of Judgement is going to be a test of your deeds. Your book of deeds will reveal your character. When you commit a minor sin, don’t think of it as little but think towards whom you committed the sin. If you get little sustenance, don’t think of it as little, but think from whom you are getting it.

O, Son of Adam! don’t become peaceful of My deceptions because My deceptions are concealed like the movement of an ant on a stone in utter darkness.

O, Son of Adam! have you ever completed the commands which I have commanded you? Have you ever been nicer to the poor than you are to yourself by giving you wealth to them? Have you ever been good towards the people who have been bad to you? Did you forgive those who were unjust to you?

Have you been kind to relatives who have broken off their ties with you?

Have you ever been just towards those who are treacherous towards you?

Did you talk to those who have left you?

Did you teach your children good manners?

Did you ask learned ones (Ulamas) about your world and your Hereafter?

Indeed, I will look at your beautiful faces and good appearance, but I will see your hearts and deeds, and will be pleased because of these characterise.”